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Tech strategy for SMBs in 2025: invest, simplify, harden

A French SMB in 2025: where should the tech budget go? Our argued priority order — AI at #1, cybersecurity at #2, simplification at #3.

VALRY LABS Strategy TeamMay 20, 20258 min read

The 2025 SMB context

A French SMB in 2025 has a limited tech budget but must meet high expectations: AI adoption, post-NIS2 cybersecurity, GDPR compliance, and a customer experience on par with market leaders.

The classic mistake: trying to do everything. Rolling out an unmanaged internal ChatGPT, half-deploying MFA, redesigning the website without ambition — and ending up with four half-projects that deliver no value.

Our conviction: three clear priorities, sequenced. AI (productivity), cybersecurity (risk), simplification (agility). In that order.

Priority 1: applied generative AI

Generative AI is today the best tech ROI for a service SMB. Not abstract AI — concrete use cases: an internal documentation assistant, meeting-report generation, call summarisation, email classification, data extraction.

Typical pilot cost: €10-25k for an internal RAG assistant over company documentation. ROI within 6 months for any SMB with more than 30 employees.

Caution: the pilot must be framed (security, GDPR, chosen model). No wild 'let's test ChatGPT' — the data goes to OpenAI without an Enterprise contract, and that is a GDPR risk.

Choosing a provider: prefer a studio that masters both AI and cybersecurity (rare). Avoid 'AI agencies' that outsource deployment to juniors.

Priority 2: cybersecurity and NIS2

NIS2 applies to many SMBs (energy, transport, health, finance, digital infrastructure, etc.). Even outside its scope, it is a good framework for structuring security.

Essential, low-cost measures: MFA everywhere (email, admin accounts, cloud accounts), a password manager (Bitwarden, 1Password), 3-2-1 backups, an incident response plan, anti-phishing training.

Structuring investment: a lightweight SIEM (open-source Wazuh), EDR (CrowdStrike, SentinelOne), a secrets manager (Vault, Doppler). Annual budget €5-15k depending on size.

Initial audit: €8-15k to identify gaps and prioritise. Not optional for a growing SMB.

Priority 3: legacy simplification

Every SMB older than 5 years has accumulated legacy: an old CRM, interconnected Excel scripts, an outdated ERP, an ageing website, manual workflows.

Trying to rebuild everything is a mistake. Prioritise by business impact: what slows the team down most day to day? Start there.

Pragmatic approach: a short audit (1 week), 3 identified quick wins, delivery over 2-3 months. No big bang. Each victory funds the next.

When to redesign the website? When it holds the business back (low conversion, costly maintenance, marketing can't iterate). Not before. A 'good enough' site can stay as is for years.

The 'AI everywhere' trap

Everyone wants to do AI. Not everyone should. If your problem is really a process problem, dirty data, or an organisational issue — AI won't solve it, it will temporarily mask it.

AI relevance criterion: is the task repetitive, with lots of input data, and acceptable at 80% accuracy? If yes, AI fits. If the task requires 100% precision or has little data, look elsewhere.

The use case that always pays off: document search (internal RAG). 80% of service SMBs find positive ROI within 6 months. It is our #1 recommendation to start with.

Key takeaways

Key points.

  • Three SMB priorities for 2025: AI (productivity) → cybersecurity (risk) → simplification (agility).
  • AI: start with an internal document RAG. ROI within 6 months for 30+ employees.
  • Cybersecurity: MFA, password manager, 3-2-1 backups, lightweight SIEM, initial audit €8-15k.
  • Legacy simplification: short audit + 3 quick wins, never a big bang.
  • AI doesn't fix a process problem. Frame the scope before deploying.
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